"Buy to let” is a general phrase
  used to cover any property in
  England, Wales,   Scotland and
  Northern Ireland which is to be
  used for  investment purposes, or not occupied by the   owners. 

  There are specific mortgage schemes for these properties,   which differ from  standard “residential owner-occupied”   mortgages. Different lending criteria applies, and will vary   according to the wide different circumstances and properties. 

  A Buy to Let Mortgage would include any property that you   intend to purchase and obtain an income from. It could be a   property that you already own and want to remortgage. It may   already be tenanted, or perhaps it is your current main   residence but want to move elsewhere and keep it as an   investment. It could, dependent upon circumstances, also be   a property that you want to buy for a relative to live in. Or,   perhaps, a shop and flat where you want to live in the flat, but   rent out the shop.

  At Loan Assured Mortgages, we have a team of advisers
  who specialise in mortgages for investment properties.   Contact one of our qualified advisers on  0800 043 5978 to   get more details on mortgages for investment properties.