LOAN ASSURED's PRIVACY STATEMENT

This privacy statement is applicable to web site www.loanassured.co.uk, www.loanassured.com, www.loanassured.net, www.loanassured.org, www.loanassured.info and www.loanassured.biz  owned by Loan Assured Ltd and summarises the precautions, which Loan Assured will take to protect the personal data which it may obtain from any person using this web site (the "data subject").
Loan Assured will strive to apply the following principles when operating this web site:

• Personal data will be fairly and lawfully obtained and processed;
• Personal data will be held only for lawful and specified purposes;
• Personal data will not be used or disclosed in any manner incompatible with the purposes for which they are held;
• Personal data will be adequate, relevant and not excessive in relation to the purposes for which they are held;
• Personal data will be corrected and kept up to date at the data subject's request;
• Personal data will not be kept longer than necessary and will be deleted from any database at the data subject's request;
• Data subjects will be given access to data relating to them; and
• Personal data will be protected by reasonable security measures against unauthorised access, alteration, disclosure, destruction or loss.

In particular, no personal data will be collected about any data subject who is not first made aware of the use to which such data will be put and is given an opportunity to object to such proposed use. The data subject will also be given an opportunity to "opt out" of receiving promotional and/or marketing information about other products, services and offerings. Mainstay does however reserve the right:

• to contact the data subject regarding any matter relevant to the underlying service and/or personal data collected;
• to perform statistical analysis of the personal data in order to measure interest in and use of the web site and to inform advertisers of the results of such analysis without identifying the data subject; and
• to permit third parties to offer subscription and/or registration-based services through the web site, in which case the data subject is advised to check the basis on which personal data is held and/or used by such third party.

All users should be aware that when they voluntarily disclose personal data (e.g. user name, e-mail address) on the notices system of the web site that information, along with any substantive information disclosed in the user's communication, can be collected and correlated and used by third parties and may result in unsolicited messages from other posters or third parties. Such activities are beyond the control of Loan Assured.
Users also should be aware that personal data may be automatically collected through the standard operation of Loan Assured's internet servers or through the use of "cookies" which are small text files a web site can use to recognise repeat users, facilitate the user's ongoing access to and use of the site and allow a site to collect data that will allow content improvements and targeted advertising.

Users should be aware that Loan Assured cannot control the use of cookies or the resulting information by advertisers or third parties hosting data for Loan Assured. If a user does not want information collected through the use of cookies, there is a simple procedure in most browsers that allow the user to deny or accept the cookie feature; however, users should note that cookies may be necessary to provide the user with certain features (e.g. customised delivery of information) available on the Loan Assured Site.

Loan Assured reserves the right to make changes to this privacy statement at any time. This statement and its contents are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

LOAN ASSURED's DISABILITY STATEMENT

Loan Assured is committed to offering equal opportunities to all persons, irrespective of disability or physical impairment in any form. All services offered by Loan Assured will be available equally to all persons and the quality of those services and the manner in which they are delivered will be professional, considerate and appropriate at all times. We are committed to complying with the Disability Discrimination Act 1995 and all other applicable Equal Opportunities legislation that may from time to time be in force.

We are aware that special consideration needs to be made with regard to the accessibility of our online services by users with a visual impairment. We have acted to ensure that our site is compatible with current Text-to-Speech engines and are committed to making updates as appropriate in order to ensure that a good level of service is offered to all users.

Loan Assured welcomes comments and suggestions for improving our on-line services and to ensure all users have equal access. If you have any comments or suggestions, please contact us by e-mail or telephone on 08450 777 007 or send us a fax on 08450 777 008. Alternatively, please write to us at Loan Assured, Distington House, 26 Atlas Way, Sheffield, S4 7QQ.

YOUR HOME MAY BE REPOSSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
Loan Assured Mortgages Limited. Our registered office is: Distington House, 26 Atlas Way, Sheffield, S4 7QQ. Telephone 0845 0777007
Registered number 6064474 England and Wales. We are licensed brokers. All loans are secured on your property. Written quotations are available
on request. Loan Assured Mortgages limited is Authorised and Regulated by the Financial Services Authority www.fsa.gov.uk/register under reference 464134
The overall cost for comparison is 7.1% APR. The actual rate available will depend on your circumstances. Ask for a personal illustration.
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